These terms govern your access to and use of the BritVest Capital website and services. Please read them carefully before using our platform.
These Terms of Service ("Terms") form a legally binding agreement between you ("User", "you", or "your") and BritVest Capital Ltd ("BritVest Capital", "we", "us", or "our"), a company registered in England and Wales with its principal office at 48 Moorgate, London, EC2R 6EL, United Kingdom. By accessing or using our website and related services, you confirm that you have read, understood, and agree to be bound by these Terms in full.
By accessing, browsing, or using any part of the BritVest Capital website, you acknowledge that you have read and agree to comply with these Terms of Service, together with our Privacy Policy, which is incorporated by reference. If you do not agree to any provision of these Terms, you must immediately discontinue your use of the website and all associated services.
You represent and warrant that you are at least eighteen (18) years of age and have the legal capacity to enter into binding agreements under applicable law. If you are accessing this website on behalf of a company, organisation, or other legal entity, you represent that you have the authority to bind that entity to these Terms, in which case "you" and "your" refer to that entity.
Your continued use of the website after any modifications to these Terms constitutes acceptance of the revised Terms. We encourage you to review this page periodically to stay informed about any updates. The date of the most recent revision is displayed at the top of this document.
BritVest Capital operates a digital media platform that provides news coverage, market analysis, educational content, and commentary focused on the United Kingdom investment landscape. Our services include, but are not limited to:
BritVest Capital is a financial news and educational platform. We do not provide personalised financial advice, investment management services, or brokerage services. We are not authorised or regulated by the Financial Conduct Authority (FCA) for the provision of investment advice. All content published on this website is intended for general informational and educational purposes only and should not be construed as a personal recommendation to buy, sell, or hold any particular financial instrument.
We make reasonable efforts to ensure the accuracy and timeliness of the information published on our platform. However, market data, news events, and analytical opinions may change rapidly, and we cannot guarantee that all information remains current at the time you access it. You should always verify critical information through independent sources and consult with a qualified, FCA-regulated financial adviser before making investment decisions.
When using our website and services, you agree to comply with all applicable local, national, and international laws and regulations. You accept responsibility for your use of the website and for any consequences arising from that use. Specifically, you agree that you will not:
If you create an account for our subscription services, you are responsible for maintaining the confidentiality of your account credentials and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately if you become aware of any unauthorised use of your account or any other breach of security.
All content published on the BritVest Capital website, including but not limited to text, articles, analysis, data, graphics, images, logos, trademarks, page layout, design elements, and software, is the exclusive property of BritVest Capital Ltd or its content licensors and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the website for your personal, non-commercial purposes only. This licence does not include the right to:
The BritVest Capital name, logo, and all related product and service names, design marks, and slogans are trademarks of BritVest Capital Ltd. You may not use these marks without our prior written permission.
Brief quotations from our articles for the purpose of commentary, criticism, or news reporting may be permitted under the fair dealing provisions of the Copyright, Designs and Patents Act 1988, provided that proper attribution is given to BritVest Capital as the source.
This website and all content, materials, and services provided on it are offered on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory.
To the fullest extent permitted by applicable law, BritVest Capital disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, and timeliness of information.
We do not warrant or guarantee that:
The content on this website does not constitute financial, investment, tax, legal, or professional advice. Investing in financial markets involves inherent risk, including the potential for loss of capital. Past performance of any asset, sector, or market is not a reliable indicator of future results. The value of investments and the income derived from them can go down as well as up.
You acknowledge and agree that you use this website and rely on its content entirely at your own risk. We strongly recommend that you consult with a qualified, FCA-regulated financial adviser who can assess your individual financial circumstances, risk tolerance, and investment objectives before making any investment decisions.
To the maximum extent permitted by applicable law, BritVest Capital Ltd, its directors, officers, employees, affiliates, agents, contractors, and licensors shall not be liable to you or any third party for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
These limitations apply regardless of the legal theory on which the claim is based, whether contract, tort (including negligence), strict liability, or any other basis, and even if BritVest Capital has been advised of the possibility of such damages.
In any event, our total aggregate liability to you for all claims arising out of or related to your use of the website or these Terms shall not exceed the greater of: (a) the amount you have paid to BritVest Capital for subscription services during the twelve (12) months immediately preceding the event giving rise to the claim, or (b) one hundred pounds sterling (GBP 100.00).
Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be lawfully excluded or limited under the laws of England and Wales.
You agree to defend, indemnify, and hold harmless BritVest Capital Ltd, its directors, officers, employees, affiliates, agents, contractors, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable legal fees) arising from or related to:
This indemnification obligation will survive the termination of these Terms and your use of the website. We reserve the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defences.
Our website may contain hyperlinks to websites, applications, or resources operated by third parties. These links are provided for your convenience and informational purposes only. The inclusion of any link does not imply endorsement, sponsorship, or affiliation with the linked website or its operators by BritVest Capital.
We have no control over, and assume no responsibility for, the content, privacy policies, practices, availability, or accuracy of any third-party websites or resources. Your interactions with third-party websites, including any purchases, data submissions, or agreements you enter into, are solely between you and the third party. We strongly encourage you to review the terms and privacy policies of any third-party website before engaging with it.
BritVest Capital shall not be held liable for any loss or damage arising from your use of or reliance on any third-party content, products, services, or websites accessed through links on our platform.
Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms. By using our website, you consent to the data practices described in the Privacy Policy.
Our Privacy Policy explains in detail what data we collect, how we use it, the legal basis for processing, how long we retain it, your rights as a data subject under the UK GDPR and the Data Protection Act 2018, and how we use cookies and tracking technologies including Google Analytics 4, Google Ads, and the Meta Pixel.
We encourage you to read the Privacy Policy carefully and revisit it periodically, as it may be updated from time to time. If you do not agree with our data practices as described in the Privacy Policy, you should discontinue use of the website.
These Terms of Service, and any dispute or claim arising out of or in connection with them, their subject matter, or their formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of England and Wales.
You irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms, their subject matter, or their formation.
If you are a consumer and reside in any part of the United Kingdom, you will benefit from any mandatory provisions of the law of the country in which you are resident. Nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions of local law.
In the event of any dispute, claim, or controversy arising out of or relating to these Terms or your use of the website, you agree to first attempt to resolve the matter informally by contacting us at [email protected] with a detailed description of your concern. We will endeavour to respond to your communication within fourteen (14) business days and work with you in good faith to reach a mutually satisfactory resolution.
If informal resolution efforts are unsuccessful within thirty (30) days from the date of your initial communication, either party may proceed to formal resolution through the courts of England and Wales as specified in Section 10 above.
For consumers residing in the European Economic Area, you may also be entitled to use the European Commission's Online Dispute Resolution platform, available at https://ec.europa.eu/consumers/odr. We are not obligated to participate in alternative dispute resolution procedures before a consumer arbitration board, but we will consider requests on a case-by-case basis.
We reserve the right to suspend, restrict, or terminate your access to the website and its services at any time, with or without cause, and with or without notice, at our sole discretion. Reasons for termination may include, but are not limited to:
If you hold a paid subscription and we terminate your account without cause, we will provide a pro-rata refund for any unused portion of your current subscription period. If termination is due to your breach of these Terms, no refund will be issued.
Upon termination, your right to access and use the website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, limitations of liability, and indemnification obligations.
BritVest Capital reserves the right to modify, amend, or replace these Terms at any time at our sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page and provide notice through one or more of the following methods:
Material changes to these Terms will take effect no sooner than fourteen (14) days after the notice is published. Minor changes, such as corrections of typographical errors or clarifications that do not substantively alter your rights or obligations, may take effect immediately upon posting.
Your continued use of the website after the effective date of any revised Terms constitutes your acceptance of and agreement to the updated Terms. If you disagree with any changes, your sole recourse is to discontinue using the website and, if applicable, cancel your subscription.
If you have any questions, concerns, or feedback regarding these Terms of Service, or if you need to report a potential violation, please contact us using any of the methods below. We aim to respond to all enquiries within two (2) business days.
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the relevant provision shall be deemed deleted. The invalidity, illegality, or unenforceability of any individual provision shall not affect the validity, legality, or enforceability of the remaining provisions of these Terms.
These Terms, together with our Privacy Policy and any applicable subscription agreements, constitute the entire agreement between you and BritVest Capital Ltd regarding your use of the website and supersede all prior agreements, representations, and understandings, whether written or oral, relating to the same subject matter.
No failure or delay by BritVest Capital in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy. No single or partial exercise of any right, power, or remedy shall preclude any other or further exercise of that right, power, or remedy, or the exercise of any other right, power, or remedy.